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Category Archives: Disclosures
Insurance Scam?… or???
As we all know, news sells because it’s catchy and the person writing the headline for a story is usually not the journalist writing the story. With that said, last week one of my buyer clients asked me whether I … Continue reading
Short Sale = not Bank Owned
In general when you see overviews of Distressed Sales, REO/bank owned sales are put together with Short Sales. This might give the false impression that a Short Sale is a bank owned sale. However, a SHORT SALE IS NOT OWNED … Continue reading
Posted in Buyers, Disclosures, Sellers, Short Sale, Sonoma County info
Tagged buyers, HAFA short sale foreclosure, Sellers, short sales
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Million Dollar Views!
Number one rule in Real Estate World Wide: Location, Location, Location. It’s all about the perfect location, either surrounded by trees, at the end of the cul-de-sac, next to a harbor or on top of a hill with the 180 degrees … Continue reading
Posted in Buyers, Disclosures, Sellers, Sonoma County info
Tagged Appraisal, buyers, disclosures Sonoma County, Sellers, Views
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The Roof over your Head
Before I moved to California I was under the impression that roofs were either thatched or made of tile. My grandparents had a thatched roof made of reed. This was customary for the older farm houses. I had always lived … Continue reading
Posted in Around the house, Buyers, Disclosures, Sellers, Sonoma County info
Tagged around the house, buyers, disclosures Sonoma County, roofs
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Earthquake Fault Zones and due diligence…
Looking for the perfect home in the perfect neighborhood? There is a little secret I need to share: there is no such thing as the perfect home/perfect place … Ouch… The home might be a great match, the neighborhood might … Continue reading
Posted in Buyers, Disclosures, Sonoma County info
Tagged buyers, disclosures Sonoma County
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Banks not supporting Energy Independence Program
As Kermit in Sesame street sang: ‘It’s not easy being green’ Sonoma County in general has been promoting lowering our dependence on fossil fuels for a while now. Not only in big things but also in small things like using … Continue reading
Posted in Around the house, Buyers, Disclosures, Sellers, Sonoma County info
Tagged buyers, disclosures Sonoma County, short sales
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Title Insurance: a Scam?
When you buy a home and use a mortgage you pay for at least 3 insurance policies: Home Owners Insurance, Home Owners Title Insurance and Lenders Title Insurance. For an average home in Sonoma County, Title Insurance is around $1,800 … Continue reading
It’s the Law!!!
When moving to a new country the first thing to deal with is the difference in the laws. Traffic law is usually the first one: when you rent a car and drive of the airport parking lot. Yours truly has … Continue reading
Posted in Around the house, Buyers, Disclosures, Sellers
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Septic Systems
A lot of people in Sonoma County have septic systems -including yours truly-. There are a lot of vacant parcels, or parcels that need a update on their septic system. Thought enclosed info about how the septic design process works … Continue reading
Posted in Buyers, Disclosures, Sellers, Sonoma County info
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Loan Fraud and Short Sale Fraud
An article in the SF Chronicle caught my attention this morning : 10 indicted in Calif. alleged real-estate scheme. When money was cheap and pretty much everyone could get mortgage, the so called ‘golden years’ (they were not golden by … Continue reading