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Category Archives: Economy
To Buy or not to Buy…
Operation Twist is the economic policy from the FED: at their last official meeting in August, the policy making committee decided to keep interest rates low until 2013 … This is good news for buyers… There is a time window … Continue reading
Title Insurance: a Scam?
When you buy a home and use a mortgage you pay for at least 3 insurance policies: Home Owners Insurance, Home Owners Title Insurance and Lenders Title Insurance. For an average home in Sonoma County, Title Insurance is around $1,800 … Continue reading
Real Estate On Sale!
Always love a good sale, especially when the value is there. Buying just because it’s cheap doesn’t make sense. However, when something I like is on sale… Buying season! Sonoma County is a great place to live and right now … Continue reading
Green Living, what does that mean for you?
One of the funny stories when we moved to CA had to do with recycling. In Netherlands you pay deposit money for a lot of the glass and plastic bottles. The gorcery store has a recycling station: you bring your … Continue reading
Posted in Buyers, Economy, Investing in Real Estate, Sellers, Sonoma County info
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Get Rich Quick Scheme
“Ora et Labora”, historically the mantra of the Northern provinces of the Netherlands. Totally opposite of this are the “Get Rich Quick Schemes” -> if it is too goo to be true… What does this have to do with Real … Continue reading
Real Estate and Inflation
When you buy a home you stop inflation on your housing expenses. What does that mean for you? Ask your grandparent, your parents, maybe a neighbor who has lived in his/her house for 30 years: what did they pay for … Continue reading
Posted in Buyers, Economy, RE Investing, Sonoma County info
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Foreclosures… How is our market?
Only articles with spectacular-read bad news- titles sell. Quite often the perception is that every home sold is a foreclosure or a shortsale. Our MLS keeps track of this and guess what??? In 2010 in Sonoma County, about 50% of … Continue reading
Posted in Buyers, Economy, Foreclosure, Sellers, Short Sale, Sonoma County info, Visit WineCountry
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I want to buy your house! But…
Ahh the ‘buts’ or the contingencies. As a proud home seller, you received the offer and if everything goes well, you’ll close escrow in 30 days… 99.9% of all offers are made with contingencies: Inspection contingencies and loan contingencies are … Continue reading
Posted in Buyers, Disclosures, Economy, Mortgage, Sellers, Sonoma County info
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Loan Modification, just in name?
Do you know people who have been living in their house for a few years now without paying their mortgage? Wondering when something is going to happen? Well I see the trend changing. Recently I have been talking to home … Continue reading
Your credit score, how do you improve it?
We all live our lives and don’t think to much about our credit score, however it is important to have a good credit score and it is important to keep track of it for many reasons: when you want to … Continue reading
Posted in Buyers, Economy, Sellers, Sonoma County info, Visit WineCountry
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