Category Archives: Financial news

C.A.R. Mortgage update from this morning…

Just wanted to share this information… great info for buyers! Fannie Mae and Freddie Mac are offering financing incentives for buyers of foreclosed homes owned by Fannie and Freddie.  Home buyers have until Oct. 30 to apply for Freddie Mac’s … Continue reading

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Rental Scam Advisory from our local MLS®

Yesterday we received a ‘Red Alert’ email from our local MLS board about the Rental Scam on Listed properties. The PressDemocrat had an interesting article about the subject earlier this week. There is a rental scam taking place in which … Continue reading

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Would you work with you?

In talking to people I have come to realize that some people have an interesting view on banks. You might blame the bank for offering you the ‘bad’ loan, however you might ask yourself: who ultimately signed? Also, banks are … Continue reading

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SBA 504 & 7a LOANS for Small Businesses

The 2009 American Recovery and Reinvestment Act has opened a wider door to the real estate market by increasing access to and lowering the cost of Small Business Administration financing to business owners. The act also temporarily waives borrower fees … Continue reading

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SBA Stimulates Small Businesses

                                                          Mark Quinn provided a very informative presentation at the April 1 meeting of the Sonoma County Alliance held at the Santa Rosa Golf and Country Club. The Sonoma County Alliance is a county-wide coalition of business, agriculture, labor … Continue reading

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Facts and numbers to keep perspective!

Some people have compared the current financial turbulence to the 1930′s and other ‘black days’. Some facts to know: More than 1000 banks closed in 1930 – only 14 U.S. banks have been taken over in 2008 There are 76 … Continue reading

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Updates in underwriting

Pete Phillippe from Indymac Bank was so kind to send an extensive overview with updates in underwriting as of June 1, 2008 Industry wide General Loan guidelines by the Secondary market (some variance with specific Lenders). With Foreclosures , reestablished … Continue reading

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Foreclosures …

With so much said in the news about foreclosures and short sales just some facts. At this moment the bank owned properties are selling well, the lower price range of our market is selling, some bank owned properties were priced … Continue reading

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Some Perspective

Realtytrac, a company that compiles data on home foreclosures, showed in recent data that foreclosures are not a national crisis, but more of a regional problem. There are pockets, places such as Stockton, CA and Las Vegas, NV where the … Continue reading

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Refinement in 1031 exchange

Good news for all you folks  who own investment property for appreciation purposes in a ‘vacation’ area (Lake Tahoe, Hawaii). Exchanging this property will be a whole lot easier. Per March 10, 2008 the IRS officially allows limited personal use … Continue reading

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