Category Archives: Foreclosure

Time is Running Out: How the Mortgage Debt Relief Act can save you!

In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure. The act … Continue reading

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Loan Modification: are you sure?

I had a meeting with a homeowner who accepted a perfect loan modification last week. Some thoughts to share: A Loan Modification is what a lot of homeowners in distress are wishing for. However they can be quite stressful and … Continue reading

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$ 8,000 Tax Credit, did you take advantage of it?

Who doesn’t want to take advantage of Tax Credits? Remember the Federal Tax Credit programs offering $7,500 and later $8,000 to first time home buyers? A lot of Home Buyers did take advantage of it. There are some hick-ups with … Continue reading

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Foreclosures, is it that bad in Sonoma County?

Following the news headlines might give you the impression that every home that is being sold right now is in foreclosure… As this might be the case in certain areas, this is not the case in Sonoma County. To give … Continue reading

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Deficiency: shortage, deficit… or paying back what you owe…

The majority of people who buy a home need a mortgage or a loan. The home is yours, you pay the mortgage back over the life of the loan. When you sell the home you pay off the remainder of … Continue reading

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