Category Archives: Making Home Affordable

60% of all Foreclosed Homeowners….

On March 29th, Alex Charfen from the CDPE Institute did a webinar with Rick Sharga from RealtyTrac – the leading online market place for foreclosed properties. Besides the fact that foreclosure activity has increased on a year-over-year basis for 52 … Continue reading

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Loan Fraud and Short Sale Fraud

An article in the SF Chronicle caught my attention this morning : 10 indicted in Calif. alleged real-estate scheme. When money was cheap and pretty much everyone could get  mortgage, the so called ‘golden years’ (they were not golden by … Continue reading

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Short Sales and every changing guidelines

This week there were 2 interesting updates: BofA is going to announce a major change in the way they work with agents. They are changing their systems to approve short sales within 2 weeks of an offer. Currently I am … Continue reading

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Loan Modification, just in name?

Do you know people  who have been living in their house for a few years now without paying their mortgage? Wondering when something is going to happen? Well I see the trend changing. Recently I have been talking to home … Continue reading

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A short sale is a dignified solution…

With   millions of homeowners struggling to pay their mortgages, you or someone you know may need the best information on what steps to take next. Before deciding this, it’s important to understand the consequences of and alternatives to foreclosure. … Continue reading

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Wondering why a loan modification is so dificult?

This was earlier this week on Inman’s website: “Nearly half of the 1.3 million homeowners who have accepted loan modifications under the Home Affordable Modification Program have washed out of the program, according to the latest report from the Treasury … Continue reading

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Strategic Short Sales

Alex Charfen made a great blog posting this morning.Everyone keeps talking about strategic foreclosures… I don’t think there is anything strategic about a foreclosure, you just let it happen. Some articles mention that it takes 3 years to be foreclosed on… yes, … Continue reading

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Government Programs to avoid foreclosure.

Today, nearly one out of 6  homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and … Continue reading

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Walking away from your house?

Jamie Lee More wrote a great blog today. Should a home owner who is underwater on their house walk away/do a strategic foreclosure. This means a homeowners is able to keep up their payments however doesn’t want to because their … Continue reading

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It’s all about HAFA:

HAFA, HARP, HAMP all acronyms for government programs for distressed home owners. These programs have seen some major changes and there are still a lot of details to be figured out. Bottom line: a loan modification is doable but is … Continue reading

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