Category Archives: Sellers

Short Sale = not Bank Owned

Posted on January 22, 2012 by Mirjam

In general when you see overviews of Distressed Sales, REO/bank owned sales are put together with Short Sales. This might give the false impression that a Short Sale is a bank owned sale. However, a SHORT SALE IS NOT OWNED … Continue reading →

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Million Dollar Views!

Posted on January 16, 2012 by Mirjam

Number one rule in Real Estate World Wide: Location, Location, Location. It’s all about the perfect location, either surrounded by trees, at the end of the cul-de-sac, next to a harbor or on top of a hill with the 180 degrees … Continue reading →

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The Roof over your Head

Posted on December 25, 2011 by Mirjam

Before I moved to California I was under the impression that roofs were either thatched or made of tile. My grandparents had a thatched roof made of reed. This was customary for the older farm houses. I had always lived … Continue reading →

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Foreclosures, is it that bad in Sonoma County?

Posted on December 4, 2011 by Mirjam

Following the news headlines might give you the impression that every home that is being sold right now is in foreclosure… As this might be the case in certain areas, this is not the case in Sonoma County. To give … Continue reading →

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Deficiency: shortage, deficit… or paying back what you owe…

Posted on November 27, 2011 by Mirjam

The majority of people who buy a home need a mortgage or a loan. The home is yours, you pay the mortgage back over the life of the loan. When you sell the home you pay off the remainder of … Continue reading →

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Banks not supporting Energy Independence Program

Posted on October 23, 2011 by Mirjam

As Kermit in Sesame street sang: ‘It’s not easy being green’ Sonoma County in general has been promoting lowering our dependence on fossil fuels for a while now. Not only in big things but also in small things like using … Continue reading →

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Title Insurance: a Scam?

Posted on September 25, 2011 by Mirjam

When you buy a home and use a mortgage you pay for at least 3 insurance policies: Home Owners Insurance, Home Owners Title Insurance and Lenders Title Insurance. For an average home in Sonoma County, Title Insurance is around $1,800 … Continue reading →

Posted in Buyers, Disclosures, Economy, Investing in Real Estate, Sellers, Short Sale, Sonoma County info, Visit WineCountry, Wine Tasting | Leave a comment

Insurance and Real Estate on Sale

Posted on September 11, 2011 by Mirjam

Right now it is common in Sonoma County to buy a property below the value of what it would cost to rebuild… OK let’s read this again: it is more expensive to build a home than to buy one that … Continue reading →

Posted in Around the house, Buyers, Sellers | 3 Comments

Housing Shortage?

Posted on August 21, 2011 by Mirjam

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Adverse possession… a home for $16?

Posted on July 31, 2011 by Mirjam

My dear friend Gini sent an interesting link to a video about a man claiming an abandoned home trying to acquire title through adverse possession. An interesting concept. In Netherlands, the adverse possession of property is called ‘Kraken‘ it started … Continue reading →

Posted in Buyers, Sellers, Short Sale, Sonoma County info | 2 Comments