Category Archives: Short Sale

Loan Fraud and Short Sale Fraud

Posted on January 23, 2011 by Mirjam

An article in the SF Chronicle caught my attention this morning : 10 indicted in Calif. alleged real-estate scheme. When money was cheap and pretty much everyone could get  mortgage, the so called ‘golden years’ (they were not golden by … Continue reading →

Posted in Disclosures, HAFA, Making Home Affordable, Short Sale, Sonoma County info | Leave a comment

Short Sales and every changing guidelines

Posted on January 9, 2011 by Mirjam

This week there were 2 interesting updates: BofA is going to announce a major change in the way they work with agents. They are changing their systems to approve short sales within 2 weeks of an offer. Currently I am … Continue reading →

Posted in Foreclosure, HAFA, Making Home Affordable, Sellers, Short Sale, Visit WineCountry, Wine Tasting | 1 Comment

Selling a home and your privacy

Posted on December 26, 2010 by Mirjam

One of the blog postings a little over 2 years ago was about Streetview by Google. A great tool to learn more about a neighborhood and a property. As Realtors, when we put a house on the market, we want … Continue reading →

Posted in Broker open, ID Theft, Short Sale, Sonoma County info | 2 Comments

Foreclosures… How is our market?

Posted on December 12, 2010 by Mirjam

Only articles with spectacular-read bad news- titles sell. Quite often the perception is that every home sold is a foreclosure or a shortsale.  Our MLS keeps track of this and guess what??? In 2010 in Sonoma County,  about 50% of … Continue reading →

Posted in Buyers, Economy, Foreclosure, Sellers, Short Sale, Sonoma County info, Visit WineCountry | 1 Comment

Short Sale Process Time Line – BofA

Posted on November 14, 2010 by Mirjam

Posted in Buyers, Foreclosure, Sellers, Short Sale | 7 Comments

Judicial or Non-Judicial Foreclosure?

Posted on October 24, 2010 by Mirjam

OK, all the articles in the papers about home owners in foreclosure, in some states the whole process takes about 2 years minimal while in other states like California, it takes 3 months and 3 weeks minimal. It is relatively … Continue reading →

Posted in Foreclosure, Short Sale | 1 Comment

Loan Modification, just in name?

Posted on October 3, 2010 by Mirjam

Do you know people  who have been living in their house for a few years now without paying their mortgage? Wondering when something is going to happen? Well I see the trend changing. Recently I have been talking to home … Continue reading →

Posted in Economy, Foreclosure, HAFA, Making Home Affordable, Short Sale, Sonoma County info | Leave a comment

A short sale is a dignified solution…

Posted on September 9, 2010 by Mirjam

With   millions of homeowners struggling to pay their mortgages, you or someone you know may need the best information on what steps to take next. Before deciding this, it’s important to understand the consequences of and alternatives to foreclosure. … Continue reading →

Posted in Foreclosure, HAFA, Making Home Affordable, Sellers, Short Sale | Leave a comment

Wondering why a loan modification is so dificult?

Posted on August 29, 2010 by Mirjam

This was earlier this week on Inman’s website: “Nearly half of the 1.3 million homeowners who have accepted loan modifications under the Home Affordable Modification Program have washed out of the program, according to the latest report from the Treasury … Continue reading →

Posted in Economy, Foreclosure, Making Home Affordable, Sellers, Short Sale | Leave a comment

Numbers in Sonoma County

Posted on August 14, 2010 by Mirjam

With all the focus in the news about Short Sales, foreclosures, bankruptcy, it might feel that these are the only properties out there. Just sharing with you the local sales numbers in Sonoma County as of 5 minutes ago, all … Continue reading →

Posted in Buyers, Foreclosure, Sellers, Short Sale | Leave a comment