Anybodies worst nightmare: you have worked on keeping your credit just perfect and by the time you find yourself ready to finally buy your first home (or for that matter refinancing your home) and you have to deal with Identity Theft. Please read enclosed article in PD: Woman’s stolen identity not easily restored.
Can you even imagine what this means? You’re getting ready to be pre-approved and you are denied because of purchase you did not do, creditcards you did not open, hospital bills while you were not hospitalized.
Cannot be said enough: CHECK YOUR CREDIT REPORT AT LEAST ONCE A YEAR! Or any time you detect suspicious activity. You can go to www.AnnualCreditreport.com or call 1-877-322-8228.
An other great website is www.FTC.gov/idtheft.
While writing this I come to realize that I am due my yearly check for my credit report. So guess what I am doing the coming days…
Enjoy your day
Mirjam (mirjam@c21alliance.com)